Free chapter · Lesson 4 of 7

Reading an options chain Options Foundations

The options chain is a price menu — learn bid, ask, mark, volume and open interest, and which of those numbers a seller actually cares about.

Reading time

9 min

Level

Beginner

Lesson

4 of 7

Key terms

4

Linked to the glossary

Lesson film

Watch this lesson as a short film

Bid, ask, mark and open interest: turn a wall of numbers into a clear menu.

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What you'll learn

  1. Read the columns of a real options chain without getting lost
  2. Tell the difference between bid, ask, mark and last
  3. Identify which numbers matter most when you are selling

An options chain is just a menu. Pick a stock, pick an expiration date, and the chain lists every available strike with its current prices. Calls are usually on the left, puts on the right, strikes running down the middle. Once you know what each column means, a wall of numbers turns into a clear set of choices.

A worked chain

Here is a slice of a PFE (Pfizer) put chain with the stock trading around 28 dollars, expiration about 30 days out. We are shopping for a put to sell, so read down the put strikes.

StrikeBidAskMarkVolumeOpen interest
29 (put)1.551.651.602101,940
28 (put)0.951.051.001,1206,300
27 (put)0.550.650.608805,150
26 (put)0.300.380.343402,700
Sample PFE put chain, stock near 28.00, ~30 DTE. The 27 strike is highlighted as a typical wheel choice.

If you sold that 27-strike put, you would aim to collect around the mark of 0.60, which is 0.60 x 100 = 60 dollars for one contract. The bid of 0.55 is the worst-case fill; the ask of 0.65 is what a buyer pays. Placing a limit order near the mark usually gets you a fair fill.

Make a guess

Another put on the chain shows bid 1.10 and ask 1.30. Where is the mark, per share?

Your guess$1.70
$0.50$2.00

Volume and open interest: is anyone home?

Volume is how many contracts traded today; open interest is how many contracts are currently open in the market. Both tell you about liquidity — how easy it is to get in and out at a fair price. Notice the 28 strike has huge volume and open interest, while the 26 strike is thinner. Thin strikes have wider bid-ask spreads, which quietly costs you money on every trade.

What would you do?

Your call

Two strikes on the same stock have a mark near 0.60. Strike A: bid 0.58, ask 0.62, open interest 4,800. Strike B: bid 0.40, ask 0.80, open interest 35, and a 'last' of 0.75 from yesterday. How do you sell?

Fig. 1Interactive

Read an options chain

35-day puts, stock at $62, 32% vol. Click a row to read it like a seller.

StrikeBidAskDeltaOpen interest
$48$0.01$0.02−0.00576
$50$0.02$0.04−0.01914
$53$0.09$0.11−0.041,473
$55$0.28$0.30−0.102,400
$58$0.69$0.72−0.203,933
$60$1.41$1.48−0.342,556
$63ITM$2.51$2.64−0.501,568

Premium (at bid)

$141

per contract

Collateral

$6,000

Breakeven

$58.59

Annualized

24.5%

≈34% assign odds

A seller reads the chain right-to-left: delta first (the risk), then the bid (what you actually get paid), then open interest (the liquidity). The default selected row is the ~0.30 delta — the classic wheel balance point.

A live practice chain. Click any strike and read it like a seller — premium at the bid, collateral, breakeven, annualized yield and approximate assignment odds.

Try it in YieldCove

When you log a sold put in YieldCove, the position page tracks your fill, premium and breakeven so you never have to redo this math by hand.

See your positions

Key terms in this lesson

Each term has its own glossary page with a picture and related terms.

BidGlossary entry
The highest price a buyer is willing to pay right now. As a SELLER, this is roughly what you can collect if you sell immediately.
AskGlossary entry
The lowest price a seller is willing to accept right now. A buyer pays around this.
Mark / MidGlossary entry
The midpoint between bid and ask. A fair estimate of the option's real value, and a sensible price to aim your limit order at.
LastGlossary entry
The price of the most recent actual trade. Can be stale if the option has not traded in a while — trust bid/ask more.

Key takeaways

  • An options chain is a menu of strikes and prices; calls left, puts right, strikes down the middle.
  • Bid is what you collect as a seller, ask is what a buyer pays, mark is the fair midpoint, last can be stale.
  • Liquidity matters: prefer tight bid-ask spreads and healthy open interest so spreads do not tax your returns.

Checkpoint

Knowledge check

Answer to lock in what you just learned.

  1. As a SELLER getting filled quickly, which price are you most likely to receive?

  2. You sell the PFE 27 put at the mark of 0.60. How much premium do you collect for one contract?

  3. Why does a wide bid-ask spread hurt you?

0/3 answered

Keep going

7 more chapters, from your first put to an expert playbook

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Educational content only — not financial advice. Options involve risk of loss and are not suitable for every investor.

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