Free chapter · Lesson 1 of 7

What an option really is Options Foundations

An option is a contract to buy or sell 100 shares at a set price by a set date — and the seller gets paid for it.

Reading time

7 min

Level

Beginner

Lesson

1 of 7

Key terms

0

Linked to the glossary

Lesson film

Watch this lesson as a short film

One contract, 100 shares, four blanks to fill — and why the seller gets paid first.

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What you'll learn

  1. Define an option contract in one plain sentence
  2. Explain why one contract controls 100 shares
  3. Name the four things every option specifies

Forget the intimidating jargon for a moment. An option is simply a contract between two people about a stock. One side pays a little money now for the right to buy or sell shares later at a price locked in today. The other side — the seller — collects that money and takes on the obligation. In the wheel, you are almost always the seller.

Why 100 shares?

Every standard U.S. equity option controls exactly 100 shares. So a premium quoted at 1.20 is per share — the actual cash that changes hands is 1.20 x 100 = 120 dollars per contract. Building this x100 habit now saves a lot of confusion later.

Make a guess

A put is quoted at a premium of 2.35. You sell 3 contracts. How much cash do you collect in total?

Your guess$1,200
$0$1,500

The four things every option specifies

PartWhat it meansExample
UnderlyingWhich stockAAPL
TypeCall or putPut
StrikeThe locked-in price190 dollars
ExpirationThe deadlineMay 17
Read any option by filling in these four blanks.

Put those together — a May 17 AAPL 190 put — and you have described one specific contract that thousands of traders can buy and sell.

What would you do?

Your call

Your broker's order ticket reads: Sell 1 · KO · May 17 · 60 put · 0.90. Before you press the button, what exactly are you agreeing to?

Fig. 1Interactive

The wheel

1 · Sell a cash-secured put

You promise to buy 100 shares at a strike you choose and set the cash aside. You're paid a premium right away.

Next: If it expires above the strike, you simply sell another.

The road ahead: the whole course builds toward this four-move loop. Click around it now for a taste — every station gets its own module.

Key takeaways

  • An option is a contract to trade 100 shares at a set strike before a set expiration.
  • One contract = 100 shares, so multiply every per-share premium by 100.
  • Every option is defined by four things: underlying, type, strike and expiration.

Checkpoint

Knowledge check

Answer to lock in what you just learned.

  1. How many shares does one standard equity option contract control?

  2. A put is quoted at a premium of 0.85. How much cash does the seller collect for one contract?

  3. Which of these is NOT one of the four things every option specifies?

0/3 answered

Keep going

7 more chapters, from your first put to an expert playbook

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Educational content only — not financial advice. Options involve risk of loss and are not suitable for every investor.

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